Financial and debt counselling
Показать связи →Financial and debt counselling helps you with financial questions, big and small. Our services are confidential and free of charge.
Издатель: National Legal Services Authority · Государственная организация
Язык описания: Английский
Охват: Вся Финляндия
Об услуге
Описание
Financial and debt counselling helps you with financial questions, big and small. Our services are confidential and free of charge. ### Financial and debt counselling provides * advice with all kinds of daily financial matters, such as planning your finances and keeping to a budget * help with questions relating to debt and over-indebtedness. ### A financial and debt counsellor * helps you weigh different solutions and make payment agreements * can advise you how to apply for a restructuring loan and debt adjustment * acts as an expert and assistant, you make the decisions concerning your finances. You can contact us even if you have no debt or a small amount of debt. Financial and debt counselling is provided by 23 state legal aid offices across Finland. You can use the services of any legal aid office.
Как пользоваться
Read more about financial and debt matters on our website. If you wish to discuss your situation in detail with a financial and debt counsellor, please contact us in one of the following ways: ### Call an office Financial and debt counselling is available over the phone. You can find the offices’ counselling times and phone numbers through the service location listing. ### Use e-services You can use e-services at a time that is convenient for you. ### Book an appointment If you wish to meet with a financial and debt counsellor, please contact us first by phone or using e-services. You can also meet a financial and debt counsellor via video from your own device or at a municipal service point. ### Visit a financial advice clinic Financial advice clinics are a low-threshold service where you can discuss everyday financial matters with experts without an appointment. You can find an up-to-date list of financial advice clinics in the link in the right column. ### Chat with us online Discuss with an expert anonymously. You do not need to log in to use the chat. Counselling is of a general nature.
Условия
The services of financial and debt counselling are intended for private individuals as well as self-employed persons and private traders who carry out small-scale business activities. Financial and debt counsellors are bound by a non-disclosure obligation.